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Exclusive Services for
Family Offices

We begin the relationship by establishing the goals and objectives of the family and understanding their risk profile and appetite. We take a holistic approach to conducting a risk management review by doing an in depth analysis of the family members’ exposure to risk. We will provide a complimentary analysis and proposal to help your clients identify, analyze, and manage their risk.​

Our Services for Family Offices

  • Complimentary personal risk analysis

  • Unique solutions tailored to individual family members needs

  • Ongoing negotiation with insurance companies regarding pricing, requirements and claims

  • Research, evaluation and recommendations for properly insuring valuables and collections

  • Assistance with and coordination of fine arts movement: shipping, storing, loaning, etc.

  • Location visits for properties to allow for firsthand knowledge of risks and potential exposures

  • Claims advocacy, negotiation, management, and coordination

  • Active co-management of the insurance related aspects of construction and renovation projects

  • Annual account review and analysis

  • Communication and coordination with other team members: wealth advisors, trust and estate attorneys, accountants, mortgage brokers and contractors

Real Life Client Examples:

Claims Experience

Our Client’s home experienced a major claim due to a significant storm. We spoke to both the client and the insurance company multiple times, monitoring the situation and making sure our client received a quick and fair settlement. The check was in our hands within 48 hours of settlement. We invited the client’s Advisor to join us to hand deliver the check. Our mutual client was ecstatic.

 Significant Coverage Improvements and Savings

A Family Office Manager requested we review his client’s insurance program. This client is a wealthy business owner who is extremely busy and short on time. The client had multiple insurance company relationships although all with one broker. We made several recommendations: 

1.Consolidate with one insurance company  2. Move the collector car to a collector vehicle policy for significant savings and 3. Increase the excess liability coverage. The client hired us, made these changes and saved 36%.

Major Gaps in Coverage Identified and Addressed

An Advisor for our prospect asked his client when the last review of his property and casualty program had occurred and learned it hadn’t happened in recent history. He gathered the client’s policies and asked us to conduct our analysis. In this case, the client had all policies with a direct writer. Several gaps were identified, but the most significant was the client’s home was underinsured by $1 million. The client also had two policies covering the exposure. Multiple recommendations were made.

Importance of a Property & Casualty Insurance Review

Top advisors are concerned with their clients’ overall financial well-being and have come to understand the value and importance of paying attention to the clients’ personal P&C program.  The two top benefits of a comprehensive insurance review are…   A.  Potential for Savings, and B. Potential to Identify Gaps in Coverage. 

Red Flags That Indicate a P&C Review is Needed:

A Divorce

The process of divorce is often complicated. During the divorce process and at its conclusion, it is critical to have an insurance review and make recommendations for changes necessary to protect each spouse in the event of property or liability claims.

Personal Assets Held in Trust, LLC, or Limited Partnership

When assets are held in the name of entities, an insurance review is needed to ensure there are no gaps in coverage.

Has Toys

Jet Skis, Boats, Collector Antique Cars, Vacation Homes, Golf Carts

Newly Licensed Child

A newly license child can be an increased exposure to new risks and a comprehensive review should be conducted on the insurance program.

Lives in Luxury Apartment Building

When a client lives in a luxury apartment building, there is increased potential for lawsuits from neighbors.

Has Never Had a Professional Insurance Review

A professional review is important to ensure no coverage gaps, assets are insured properly. Contact us for a review of your clients insurance program.

New Home Purchase or Renovation

New homes and renovations should be reviewed thoroughly to avoid an gaps in coverage or underinsured homes.

Well-known or High Profile

Well-known or high profile clients can be targeted. Proper insurance coverage is integral.

A Collector

Homeowner’s policies typically have very limited coverage for valuable possessions. This can lead to multiple gaps in coverage for collectors if not insured properly.

Domestic Staff Employed

Domestic Staff may require additional coverage such as workers compensation. This should be evaluated carefully by an insurance professional. 


Paying too much


Image by Drew Beamer

"Thank you again on your thoroughness and professionalism. The detail you go to for clients is unmatched based on the insurance professionals I have worked with in the past.  Look forward to bringing you more clients shortly."   - Trusted Advisor

What Clients Say

“Want to compliment you on your great staff and support… Thanks to your help we’re moving along with the car repairs. It’s been a great contrast from our previous experiences! “ - Monica

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